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Apartment housing has grown in popularity, possibly due to the rise of single-person households or households without children. Apartment housing might also be popular with baby boomers who are looking to downsize as their children leave the family home. However, houses still offer a number of benefits. We look at the benefits of each type of property and which might be best for you.
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Benefits of apartments
Lower cost
Apartments are generally cheaper to buy or to rent than houses, and so you might be able to choose a property located in a more convenient location closer to the inner city to cut down on commuting time if you buy an apartment instead of a house. Hence, choosing to buy an apartment rather than a house could enable new home buyers to save up more quickly, as they?ll need a smaller deposit for their home loans.
Less maintenance
While you?ll usually need to pay body corporate or strata title fees, there is usually less maintenance work to do if you live in an apartment. Most of the common areas such as hallways, common garden areas, and other shared spaces will be taken care of by the body corporate.
Convenient lifestyle
Less maintenance usually means a more convenient lifestyle. In addition to possible location advantages, this could help you save more time, which can be important if you?re living a busy lifestyle.
Location
If you?re on a tight budget for your property purchase, you might be able to buy in a better location closer to the inner city (or closer to your workplace) if you opt for an apartment instead of a house.
Benefits of houses
Spaciousness
Houses offer more space for living than most apartments. For a family with children, this can be a vital factor.
Garden and outdoor living
Houses also tend to offer more variety in the types of living spaces available, with more outdoor living and indoor living spaces. You could have an outdoor kitchen, a patio, a deck, and a large garden for greater enjoyment. These, if available, tend to be shared spaces in apartment housing.
Privacy
As houses (other than townhouses and units) usually don?t have shared or communal areas such as hallways or shared driveways, they can offer more privacy.
No strata title or body corporate fees
No strata title or body corporate could mean you have greater freedom to make changes to your home, though this is probably more relevant if you?re renting rather than buying. For example, you might be able to upgrade and switch to renewable energy systems such as natural gas or solar power with greater ease.
Capital growth
If you?re buying, a house could offer more capital growth than an apartment, though this would depend on factors such as the location and other features in the house.
Houses vs. apartments
While houses are more expensive than apartments, there are major advantages to living in a house. Houses are spacious, they offer more privacy, and they usually provide more outdoor living spaces.
However, many people choose to live in apartments not only for the cost savings, but for the sense of community, convenience, location, and lifestyle. There are no garden or yard upkeep requirements associated with apartments; the compact space makes it convenient for singles or small families who lack sufficient time for garden maintenance.
Source: http://www.ccmep.org/choosing-between-a-house-and-apartment/
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